ADM - Experts in Poor Credit Loans
If you have arrears, defaults or CCJ's you might find that your credit applications are rejected by high street banks and major loans companies, but finance may still be available - ADM specialise in matching your application to the lenders most likely to approve it, so your chances of getting a loan are greatly increased, no matter what your credit rating.
Who Can Apply?
We have loans available for tenants, homeowners, people living with their parents - in fact, we can offer loans to people of most circumstances.
Bad Credit Ratings Considered
Up to one in three people have some kind of adverse credit on their credit files, but this needn't stop you from being approved. We can accept applications if you have arrears, defaults, CCJ's, IVA, or even a discharged bankruptcy.
For full details, see our page on bad credit loan applications.
Fees and Charges
We charge no fees for making an application, and we do not work with any other broker or lender who charges an up-front fee. Also, we do not work with brokers or lenders who ask for a 'release' fee before your loan is paid out. You will not be asked for bank account or debit card details as part of the application.
It costs nothing to apply and you've no obligation to accept an offer. Read more.
Use Your Loan For Any Purpose
You can use your ADM loan for any personal purpose - a new car, home improvements, debt consolidation, whatever you want, so long as it's legal!
Rates from 9.9% APR. Variable Typical 17.9% APR
We also have a range of plans with rates up to 29.9% APR allowing us to help customers even with the most severe credit problems.
Consolidating debts may increase the term & total amount payable. Loans secured on property.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.