Loans FAQ:

• Who can apply for loans?
• What kind of loan can I apply for?
• What can I use my loan for?
• What are Tenant Loans?
• What is credit scoring?
• What are Credit Reference Agencies?
• Can I see my credit record?
• How can I contact the Credit Reference Agencies?
• The Consumer Credit Act (1974)
• What is APR?
• What interest rate will I get?
• What if I have been quoted a high APR?
• Should I take out payment protection?
• What is a secured loan?
• What is an unsecured loan?
• Do I really need a loan?
• How can I spread the cost of Christmas?
• Does ADM offer payday loans?

Who can apply for a loan?

  Basically, anyone resident in the UK! For secured loans you must own your home (mortgaged or not). The size of loan we can offer usually depends on how much equity there is in your home - this is the difference in the value of your home and the outstanding mortgage on it. We do have plans, though, which may allow you to borrow up to 125% of the value of your property.

  We invite anyone to apply for an unsecured loan - your application will be assesed on your individual circumstances.

Back to the loan FAQ index