Loans FAQ:

• Who can apply for loans?
• What kind of loan can I apply for?
• What can I use my loan for?
• What are Tenant Loans?
• What is credit scoring?
• What are Credit Reference Agencies?
• Can I see my credit record?
• How can I contact the Credit Reference Agencies?
• The Consumer Credit Act (1974)
• What is APR?
• What interest rate will I get?
• What if I have been quoted a high APR?
• Should I take out payment protection?
• What is a secured loan?
• What is an unsecured loan?
• Do I really need a loan?
• How can I spread the cost of Christmas?
• Does ADM offer payday loans?

What can I use my loan for?

  Most of our associated lenders do not place restrictions on what you can use your loan for. Home improvement, a holiday, a new car - maybe even consolidation of your existing, expensive debt into a single, more affordable payment. Basically, you can use your loan however it suits you, so long as it's legal!

  However, our loans should only be used for personal purposes - not commercial - and some lenders will not lend for timeshare purchases.

Back to the Loans FAQ index